HSA
Health Savings Account

We've Got You Covered

Health Savings Accounts (aka: HSA) are an excellent choice for individuals and families who want to control their health insurance costs by combining a lower cost high deductible health insurance plan with a tax advantaged savings account.

It's simple. The money you save on premiums can be put into your tax-advantaged savings account. Those savings can help you pay your deductible or other qualified health care expenses tax-free. After the deductible is met, the insurance starts paying.

Your health savings account grows tax-deferred and can be withdrawn tax-free if used for qualified medicl expenses like prescriptions, vision or dental care. In addition, any unspent health care savings roll over year after year. You own your account; you make decisions on how and when to spend the money.