Long Term Care
Funding for Extended Care
8% DISCOUNT for Members
In the event of an illness or an accident, Long-Term Care provides funding for extended care.
A long-term-care policy helps protect your independence and your assets by paying for the cost of a stay in a nursing home, assisted-living facility, adult day-care center or home care. Long-term-care insurance provides funding for your care if you cannot care for yourself. About 43 percent of Americans who live to age 65 will enter a nursing home or need care at home.
Most people think that LTC is something that only older people should consider. Christopher Reeves of former Superman fame, whose riding accident paralyzed him for life and Michael J. Fox who was recently diagnosed with Parkinson's disease, have people of all ages realizing that the need for long term care doesn't just affect the elderly. The truth is a long-term care need could happen to any of us at anytime. In fact, 45% of people who are receiving care today are under the age of 65. This makes LTC a product that everyone, regardless of age, needs to carefully consider as a part of their overall risk management planning.
People can require long-term care services for a variety of reasons. Sometimes an automobile accident such as skiing can cause the need for care. Other times, it can be caused by illnesses such as multiple sclerosis, stroke or heart attack. Yes, these illnesses even happen to young and middle-aged adults.
For a free quote, or more information on ChamberCARE, send an e-mail to ChamberCARE@flchamber.com or call us toll free at 866.322.7526.
All insurance services are provided by FDA Services, Inc., a Florida insurance agency that provides insurance solutions for small business needs.
Special 8% chamber member discount
Up to 42% discount when both husband and wife apply for coverage
1st Day Home Health Care Coverage – this benefit provides for care in the privacy of your own home to begin the 1st day eligible services are received
1st Day Waiver of Premium – Premiums are waived the 1st day when receiving Home Health Care/ Adult Day Care benefits